Zakat Calculator for Stocks & Funds in Nigeria 2026
Calculate your Zakat on stocks & funds in Nigeria for 2026. Free online calculator with real-time prices in NGN. Maliki madhab guidelines. Accurate and scholarly verified.
📈Stocks & Funds Zakat Calculator
🇳🇬Nigeria · NGN
1Configuration
School of Jurisprudence (Madhab)
Nisab Threshold Basis
ℹ️ Gold: ~NGN 135,000.00/g · Silver: ~NGN 1,530.00/g (approximate — connecting to live prices...)
2Your Zakatable Assets
🥇 Gold
🥈 Silver
Bank accounts, savings, deposits, cash on hand.
Total market value of all crypto holdings.
Inventory + cash on hand + trade receivables. Exclude fixed assets (machines, furniture).
🏠 Real Estate
Primary residence is exempt (scholarly consensus). Zakatable below applies only to property held for resale or rental income.
Only the amount saved — not the property value itself.
3Debts & Liabilities
Debts due within the next 12 months may be deducted in the Maliki madhab.
Only next 12 months of payments — not the total outstanding balance.
4Zakat Calculation Result
Enter your assets above to see your Zakat calculation.
Important Disclaimer
This calculator provides a general estimate based on commonly accepted scholarly guidelines. Zakat obligations can vary based on individual circumstances, madhab, and local scholarly opinions. Always consult a qualified Islamic scholar for a ruling specific to your situation. This tool does not constitute a fatwa or religious ruling.
About Stocks & Funds Zakat in Nigeria
Calculate Zakat on your stock portfolio, ETFs, and mutual funds in Nigeria. Supports both market value method (for traders) and zakatable assets approach (for long-term investors). Prices in NGN, following Maliki guidelines.
Maliki Madhab Rule
Stocks treated as trade goods. Market value approach. Long-term investors may use zakatable assets approach.
Source: Supreme Council for Islamic Affairs Nigeria
Frequently Asked Questions
How do I calculate Zakat on stocks in Nigeria?
There are two methods: (1) Market value method for active traders — pay 2.5% on full portfolio value. (2) Zakatable assets method for long-term investors — pay 2.5% on proportional share of company's zakatable assets (shortcut: ~0.75% of market value).
Is Zakat due on ETFs and mutual funds?
Yes. ETFs and mutual funds are treated the same as individual stocks for Zakat purposes. Calculate based on their market value on your Zakat date.
What about retirement accounts (401k, ISA, RRSP)?
Scholars differ. Many contemporary scholars say Zakat is due on the accessible portion. For locked retirement accounts, some scholars say Zakat is due when funds become accessible. Consult your local scholar.