Zakat Calculator for Stocks & Funds in Algeria 2026

Calculate your Zakat on stocks & funds in Algeria for 2026. Free online calculator with real-time prices in DZD. Maliki madhab guidelines. Accurate and scholarly verified.

📈Stocks & Funds Zakat Calculator

🇩🇿Algeria · DZD

1Configuration

School of Jurisprudence (Madhab)

Nisab Threshold Basis

⚖️Current Nisab: DZD 1,032,750.0085g gold

ℹ️ Gold: ~DZD 12,150.00/g · Silver: ~DZD 137.00/g (approximate — connecting to live prices...)

2Your Zakatable Assets

🥇 Gold

Gold item 1

🥈 Silver

DZD

Bank accounts, savings, deposits, cash on hand.

DZD
DZD

Total market value of all crypto holdings.

DZD

Inventory + cash on hand + trade receivables. Exclude fixed assets (machines, furniture).

🏠 Real Estate

Primary residence is exempt (scholarly consensus). Zakatable below applies only to property held for resale or rental income.

DZD
DZD

Only the amount saved — not the property value itself.

DZD

3Debts & Liabilities

Debts due within the next 12 months may be deducted in the Maliki madhab.

DZD
DZD

Only next 12 months of payments — not the total outstanding balance.

4Zakat Calculation Result

Enter your assets above to see your Zakat calculation.

Important Disclaimer

This calculator provides a general estimate based on commonly accepted scholarly guidelines. Zakat obligations can vary based on individual circumstances, madhab, and local scholarly opinions. Always consult a qualified Islamic scholar for a ruling specific to your situation. This tool does not constitute a fatwa or religious ruling.

About Stocks & Funds Zakat in Algeria

Calculate Zakat on your stock portfolio, ETFs, and mutual funds in Algeria. Supports both market value method (for traders) and zakatable assets approach (for long-term investors). Prices in DZD, following Maliki guidelines.

Maliki Madhab Rule

Stocks treated as trade goods. Market value approach. Long-term investors may use zakatable assets approach.

Source: Ministère des Affaires Religieuses et des Wakfs

Frequently Asked Questions

How do I calculate Zakat on stocks in Algeria?

There are two methods: (1) Market value method for active traders — pay 2.5% on full portfolio value. (2) Zakatable assets method for long-term investors — pay 2.5% on proportional share of company's zakatable assets (shortcut: ~0.75% of market value).

Is Zakat due on ETFs and mutual funds?

Yes. ETFs and mutual funds are treated the same as individual stocks for Zakat purposes. Calculate based on their market value on your Zakat date.

What about retirement accounts (401k, ISA, RRSP)?

Scholars differ. Many contemporary scholars say Zakat is due on the accessible portion. For locked retirement accounts, some scholars say Zakat is due when funds become accessible. Consult your local scholar.